The clean version
Banker Rules
- 1
Choose the opening Banker and a minimum stake.
- 2
Before tee shots, the Banker declares the maximum action accepted for that hole.
- 3
Each challenger sets an individual amount within the allowed range.
- 4
Compare each challenger's gross or net score directly with the Banker.
- 5
Pass the bank using the agreed rotation or outright-beat rule.
Before the first tee
Set Up the Game
- Choose the first Banker
- Set minimum and maximum bets
- Choose gross or net
- Define ties, presses and how the bank passes
Worked example
How the Scoring Works
The Banker offers up to $5. Two opponents take $5 and one takes $2. If the Banker beats the first 2 but loses to the third, those 3 bilateral bets settle separately.
Mix it carefully
Can Banker Be Played With Other Games?
Banker already contains multiple bilateral bets; keep any overlays small and non-multiplying.
House-rule territory
Popular Variations
- Bank passes to an outright winner
- Fixed rotation
- Par 3s worth 3 times the base
- Challenger and Banker presses
Play smarter
Strategy Without the Spreadsheet
- The Banker should size the maximum before seeing every opponent's outcome.
- Challengers can choose smaller action on unfavorable holes.
- Track every bilateral amount separately rather than only the Banker's net total.
Quick answers
Banker FAQ
How many games is the Banker playing on one hole?
One separate match against each challenger, so a foursome creates 3 simultaneous Banker bets.
How does the Banker role rotate?
Common methods use a fixed rotation or pass the bank to a golfer who beats the current Banker outright.
Can Banker use different bet sizes?
Yes. Many versions let each challenger choose an amount up to the Banker's stated maximum.